The Blue Diamond Difference

Financial Planning Explained

A bank, for instance, is vertically integrated. A financial planner in a bank branch is usually a salesperson for insurance and financial products designed and owned by that bank. The financial planner derives a commission from putting a client into bank insurance and managed funds. And often the management fees on those products are higher than many others available.

The bank’s financial planner wins because he gets the commission and the bank wins because the client is pushed into the bank’s own higher fee products.

Unfortunately, it’s the client who loses.

Why You Should Choose Blue Diamond Financial

At Blue Diamond Financial, we understand that making financial decisions can be overwhelming and complex. That is why we take the time to get to know you and your specific needs before creating a personalised financial plan. Our team of advisors works closely with you to understand your goals, values and risk tolerance, ensuring that our recommendations align with your unique situation.

Moreover, Blue Diamond Financial is a boutique firm, meaning that we are not tied to any specific financial products or services. This allows us to provide unbiased and independent advice, always keeping your best interests in mind. 

Understanding Your Needs

The first step in our personalised financial advice process is getting to know you. We take the time to understand your current financial situation, including your income, assets and liabilities. We also discuss your short-term and long-term financial goals, as well as your risk tolerance.

Understanding your needs is crucial in creating a personalised financial plan that will help you achieve your goals while also considering any potential risks. We believe that by truly understanding your unique circumstances, we can provide you with the most effective, tailored financial advice. 

Customised Financial Plan

Based on our discussions and analysis of your financial situation, our team of advisors will create a customised financial plan that is unique to you. We take into account your goals, risk tolerance and current financial situation to develop a plan that aligns with your needs.

We also believe in educating our clients and empowering them to make informed decisions about their finances. Therefore, we will thoroughly explain the recommendations in your plan and answer any questions you may have. 

Ongoing Support

At Blue Diamond Financial, our relationship with our clients is a long-term partnership. Once your personalised financial plan is in place, we continue to support and guide you through regular reviews. As your circumstances change or as new opportunities arise, we will work together to adjust your plan accordingly.

We also offer ongoing education and resources to help you stay informed and up-to-date with your financial plan. Our team is always available to answer any questions or provide advice as needed. 

The Blue Diamond Financial Difference

We are very proud of our personal approach to financial advice. We believe that each individual’s financial journey is unique, and therefore, a one-size-fits-all approach is not effective. Our team of advisors takes the time to understand your needs, values and goals before creating a customised financial plan that aligns with your unique circumstances.

We also prioritise transparency and independence in our recommendations, as we are not tied to any specific products or services. This allows us to provide unbiased advice that always puts your best interests first.

Blue Diamond Financial isn’t an institutional financial planner with sales targets to meet. We don’t exist to sell you products or push specific funds or investments. We offer personal financial advice and don’t sell products.

That means you are our focus.